2025
Applying for Worker’s Loan online, also in eBank app (Munkáshitel)
Gránit Bank was the first in Hungary to offer online and mobile app-based applications for the preferential, fixed-rate worker loan.
New savings solutions in eBank
A high-yield savings product combining term deposits and investment funds became available via the mobile app and VideoBank, introducing savers to the world of investments.
Integration of DÁP Identification
DÁP (Digital Citizen Identification) was integrated into the selfie-based account opening process and the mobile app.
NYESZ (Retirement Savings Account) opening in the Mobile App
Customers can open a Retirement Savings Account (NYESZ) directly in the app and easily build a personalized retirement portfolio using securities purchased within the application.
Gránit FairPay as sub-aggregator
The Bank provides qvik-based payment acceptance as a sub-aggregator and, uniquely in the market, supports mass generation of customer-specific QR codes for large-scale billing service providers.
Full Availability of NFC-Based Payments
With the introduction of Garmin and Xiaomi smartwatch payments —followed by bracelet and ring payments, a first in Hungary — the Bank completed its portfolio of Mastercard digitalization and NFC-based contactless payment solutions.
Otthon Start Mortgage with Digital Application and AI Support
Gránit Guru not only answers customer questions related to applications but also performs preliminary loan calculations upon request, including combinations with other housing loans and the Baby Loan. An AI-powered document processing agent supports the verification of submitted loan applications.
Disposable virtual card
To enhance the security of online card payments, a single-use virtual card can be generated in a few clicks and linked to any existing account. The card automatically expires after one transaction, significantly reducing the risk of card data misuse.